Allan Chanko
Chief Financial Officer, Fairmount Homes Retirement Community
“Padden, Guerrini & Associates has consistently provided the highest quality accounting service at the lowest cost in the market place.”

Clarence Baltrusaitis
CEO, NET Federal Credit Union
“NET Federal Credit Union has utilized the services of Padden, Guerrini & Associates, P.C. (PGA) for over 20 years. I have worked with PGA for over 10 years with two different credit unions. Simply stated, their service is impeccable, on several levels.
• Partners and staff are professional and approachable
• Knowledgeable – up-to-date on current trends of our industry
• Easy to work with
• Cost conscious – they work within parameters set at onset of engagement
• Appointments are kept, religiously – they show when they say they will shows
• Available via e-mail, phone, or text if I have questions, they will provide me a timely answer
• Findings – they will find and document areas that need correction, and recommend best practices to fix them
• Respected – our government auditors grab two items when they arrive at my credit union, board minutes and PGA’s audit papers, they rarely find any exception of PGA’s findings.
Every NCUA audit has gone smoothly since I’ve been in the credit union industry. I attribute part of that effort as a direct result of the internal audit work performed by PGA. They set my mind at ease.
 This letter should reflect my personal endorsement of the services provided by Padden, Guerrini & Associated, P.C. 
Please feel free to contact me directly if you have any further questions.”

Michele Bard
Chief Financial Officer, Saint Anne’s Retirement Community
“We receive excellent service with a solid knowledge of our industry. We are extremely satisfied with our relationship.”

Larry G. Erickson
Chief Financial Officer, Pleasant Valley Manor
“It is rare that we receive compliments for a job well done, but for exceptional performance, I feel it appropriate to acknowledge you and your team, particularly Allyson R. Hornbaker, for going beyond the “norm” in the scope of our financial statement and pension 403(b) 5500 audits.”

William J. Lavage
President/CEO, Service 1st Federal Credit Union
“Service 1st Federal Credit Union is a full service credit union headquartered in Danville, Pennsylvania. We have seven branch offices and total assets of $210 million. I have been CEO of the Credit Union since 1981.
We used the services of Padden, Guerrini & Associates, P.C. (PGA) from 1992-2011, approximately 20 years. These services included annual audits, internal audits, and professional accounting advice. PGA staff consistently performed their services with a high level of quality and in an efficient manner. I am most familiar with Karin Guerrini, a partner in the firm. Karin is professional, knowledgeable and courteous.
Our reason for switching firms was based on the amount of time we used PGA. We felt it was prudent to make a change after using the same firm for 20 years.
I highly recommend PGA for any auditing services you may require.
If you have any questions or want to discuss PGA further please call me at 570-271-7580.”

Kevin Linden
EVP of Finance, First Capital Federal Credit Union
“First Capital Federal Credit Union’s relationship with Padden Guerrini and Associates (PGA) extends prior to my existence in the credit union movement (20 years). I actually refer to them more as a partner as we work together for the betterment of First Capital. While we have had our struggles as a credit union, PGA has always assisted us with reviewing new strategic initiatives or performing research for us on the viability of new opportunities as they arise. PGA audits our financial statements, Automated Clearing House and Bank Secrecy Act processes, and we have found that the examiners rely on PGA’s opinion. We welcome their findings as we acknowledge them as a way we can make our institution better. In addition, PGA provides us with a specific analysis on various risk areas through additional internal audits. They have always been easy to work with, have a flexible schedule and an able staff.”

James J. McCormack
Former President/CEO, Pennsylvania Credit Union Association
“We have been using Padden, Guerrini & Associates, P.C. for a number of years for both our statewide CUSO audits and for a variety of internal projects. Their work is on par with any of the leading audit firms in the United States. Most recently, they oversaw work on a recent issue involving an accounting error with a data processor in a complex listing of transactions among credit unions. Not only did they oversee the work but performed it quickly and provided letters to all affected based on their observations. They did a very good job!
We also call upon Padden & Guerrini to provide annual models of tax liability for our state-chartered credit unions. They are published to our state-chartered credit unions and have proven very helpful in the credit unions’ (and ours) priority of strategic thinking.
The firm does also provide a number of other “special” services to us and to credit unions.
If you have any questions, please call me directly at my office (717) 234-0200. I would be happy to discuss any of the details that I can.
Continued good luck, Karin, and thanks to you and your firm for your assistance.”

Thomas J. Rachael
President/CEO, PALCO Federal Credit Union
“I have been the President/CEO of PALCO Federal Credit Union since 2002 and have worked with this firm that entire time.
I particularly work with Karin M. Guerrini and Rick Tabor and have also worked with various other CPA’s within the firm. We have them do our Internal Audit as well as our BSA, ACH, SAFE Act Compliance and assist in other training for my staff as needed. They are a huge help to our Supervisory Committee whom they provide training and meet with as needed. I find each of them to be very detailed oriented, professional and timely in the work that they do for us.
I can also say that their work is very well respected by the NCUA, our governing body because they rarely have any questions concerning our annual audits.
I would be happy to discuss that work that they do and answer any questions that you might have in regards to this firm.”